Compare the Best Local Rates

Current Best Mortgage Rates in Longwood, FL

If you, like many other Americans, have been enticed by falling mortgage rates and are strongly considering financing your first home, the present might really be the most opportune time. Keep in mind, just because average Longwood mortgage rates are at their lowest point in history doesn’t mean every financial institution will be offering an equally low rate. In order to reduce the overall expense of your home purchase as much as possible, you will need to research the rates available locally and find the very best.

Whether you’re interested in a traditional fixed rate mortgage or are planning on obtaining an ARM, there’s a lender in Longwood, FL with a great rate for you. Below is a list of the best mortgage rates in Longwood across a variety of loan types.

Longwood Banks and Credit Unions with Lowest Mortgage Rates

Top Longwood 15-Year Fixed Mortgage Rates

  • Wells Fargo Bank, National Association: 3.13%
    • Orig. Fees: 1%
    • Points: 0

  • Orlando Federal Credit Union: 3.25%
    • Orig. Fees: 1%
    • Points: 0

  • Branch Banking & Trust Company: 3.25%
    • No Orig. Fees
    • Points: 0

Best 30-Year Fixed Mortgage Rates in Longwood

  • JPMorgan Chase Bank, National Association: 3.75%
    • No Orig. Fees
    • Points: 0.38

  • Navy Federal Credit Union: 4%
    • No Orig. Fees
    • Points: 1.13

  • Central Florida Educator's Federal Credit Union: 4.13%
    • Orig. Fees: $705.000
    • Points: 0

Lowest Longwood 3/1 ARM Mortgage Rates

  • Navy Federal Credit Union: 2%
    • No Orig. Fees
    • Points: 0.5
    • Caps: 2% per Adjustment Period

  • Wells Fargo Bank, National Association: 2.13%
    • Orig. Fees: 1%
    • Points: 0.88
    • Caps: 2% per Adjustment Period

  • Branch Banking & Trust Company: 2.63%
    • No Orig. Fees
    • Points: 0
    • Caps: 2% per Adjustment Period

Best Mortgage Rates for a 5/1 ARM in Longwood

  • Wells Fargo Bank, National Association: 2.25%
    • Orig. Fees: 1%
    • Points: 0.88
    • Caps: 2% per Adjustment Period

  • Branch Banking & Trust Company: 2.5%
    • No Orig. Fees
    • Points: 0
    • Caps: 2% per Adjustment Period

  • Bank of America, National Association: 2.5%
    • No Orig. Fees
    • Points: 1
    • Caps: 2% per Adjustment Period

Ensure you confirm these interest rates with the lender before you apply. Mortgage rates are accurate as of 11/01/11, but could change at any time. Further, you may be subject to additional requirements or credit approval in order to obtain the lowest advertised Longwood mortgage rate.